Business Loans

Fund your property, equipment or business purchase with a Business Loan

Empire Road Investments understands that securing the right financial support is crucial for businesses to thrive. For those looking to expand operations, purchase a property, or cover unexpected expenses, exploring Business Loan options is essential. As a trusted finance and mortgage broking business based in Perth, we help clients access Business Loan options from banks and lenders across Australia. Our expertise ensures that businesses can find the most suitable loan structures, whether they need working capital, wish to buy equipment, or are considering buying a business.

One of the main considerations when applying for a business loan is understanding the various types available. At Empire Road Investments, we provide guidance on both secured and unsecured Business Loans. A secured Business Loan typically requires collateral, which can offer lower interest rates and more favourable terms. In contrast, an unsecured Business Loan does not require assets but may come with higher interest rates. We assist clients in weighing the benefits of each option to determine the best fit for their needs.

Interest rate options are another crucial aspect of business loans. We help clients choose between fixed and variable interest rates, each with its own advantages. A fixed interest rate provides predictability, allowing businesses to plan their finances without worrying about fluctuating costs. On the other hand, a variable interest rate may offer lower initial rates and the potential for reduced costs if market conditions change favourably. Our team can explain these options in detail, ensuring businesses make informed decisions that align with their financial strategies.

The application process for a business loan can seem complex, but Empire Road Investments simplifies it for our clients. We guide you through each step, from assessing your cash flow needs to selecting the appropriate loan amount and structure. Whether you're interested in flexible loan terms or flexible repayment options, we ensure you understand every aspect before committing. Features like redraw facilities, progressive drawdown, and revolving lines of credit can also be integral to maintaining financial flexibility. Our expertise helps you make sense of these features, tailoring solutions that support your business's growth and stability.

For businesses looking to purchase equipment or invest in new projects, having access to a loan with progressive drawdown can be beneficial. This feature allows you to draw funds progressively as needed, helping you manage cash flow more effectively. Similarly, a revolving line of credit provides ongoing access to funds, giving your business the ability to address immediate financial needs without reapplying for new loans.

Empire Road Investments believes in creating bespoke solutions that meet the unique requirements of each client. We focus on ensuring that businesses not only secure the most competitive interest rates but also benefit from a loan structure that supports long-term success. Whether you're purchasing property or covering unexpected expenses, our team is here to guide you through the process with clarity and confidence.

Empire Road Investments is dedicated to helping businesses in Perth and throughout Australia access the right Business Loan options. By offering expert advice and personalised service, we empower our clients to make informed financial decisions. If you're considering applying for a business loan or need guidance on your existing arrangements, contact us today to discover how we can support your business's growth and prosperity. Let us help you find the ideal loan structure that aligns with your goals and ensures financial stability for years to come.