Commercial Loans

Fund a property, equipment or business purchase with a Commercial Loan

Empire Road Investments is dedicated to helping businesses in Perth and across Australia access Commercial Loan options from banks and lenders nationwide. Whether you're buying commercial property, expanding business operations, or upgrading equipment, we are committed to providing tailored financial solutions. Our expertise in commercial finance ensures that your business goals become a reality with the right financial support.

When it comes to applying for a commercial loan, understanding the available options and selecting the best fit for your needs is crucial. At Empire Road Investments, we offer a streamlined application process to help you secure the right loan amount with ease. Our services cover a wide range of loan structures, including secured and unsecured Commercial Loans. For those looking to buy commercial land or an industrial property, we provide expert guidance on commercial property finance, ensuring you make informed decisions.

Interest rate considerations play a significant role in choosing a suitable loan. We offer both variable interest rate and fixed interest rate options to align with your business strategy. Variable interest rates can offer more flexibility, potentially benefiting from lower payments if rates decrease. On the other hand, fixed interest rates provide stability, allowing you to budget with confidence over the loan term. Our team will guide you through these options to help you decide which is most advantageous for your situation.

Another vital aspect of commercial finance is the flexibility of loan terms. At Empire Road Investments, we recognise that businesses have varying needs, which is why we offer flexible repayment options tailored to your cash flow. Whether you're interested in a progressive drawdown for large projects or a revolving line of credit for ongoing expenses, we have solutions that cater to your operational requirements. Additionally, features like redraw facilities allow you to access extra repayments if needed, adding another layer of flexibility.

Collateral can be a determining factor in the type of loan you qualify for. Secured Commercial Loans typically require assets as collateral, which may result in more favourable terms and interest rates. Conversely, unsecured Commercial Loans do not require collateral but may have different conditions or higher interest rates. Our advisors at Empire Road Investments will discuss these options with you, ensuring you understand the implications and benefits of each type.

For businesses looking to buy new equipment or upgrade existing equipment, we provide financing options that support growth and technological advancement. Our commercial finance solutions are designed to fuel your business expansion initiatives while maintaining financial stability. The right loan structure can empower your business to seize opportunities and increase operational efficiency.

To summarise, Empire Road Investments is your trusted partner in accessing Commercial Loan options from banks and lenders across Australia. Our expertise in commercial finance allows us to offer a streamlined application process with flexible loan terms and repayment options tailored to your business needs. Whether you're buying commercial property, expanding your business, or upgrading equipment, we provide comprehensive support. Contact us today to explore how we can assist you in achieving your business objectives through effective financial solutions.

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Book Appointment

Getting a Commercial Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Commercial Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Commercial Loan approved.

Book Appointment

Our Latest Reviews

Rhys Blowes

Tom William

Nothing short of outstanding. Michael managed my personal loan with great professionalism and he’s also really nice to deal with. Would highly recommend to anyone needing similar services.

Ryan Aitken

Michael has been awesome throughout my journey, providing so many pieces of opportunity and nuggets of wisdom, he has provided a guidance in which any one would hope for! He's service is truly unmatchable, he really devotes his time and effort in helping you and guiding you along the journey. Michael goes above in beyond to ensuring all needs and requirements are met in all circumstances. I can not recommend him enough :)

K J

Abraham

Michael is one of the most helpful and friendly people I've ever had the pleasure to meet and do business with, and it's all obviously completely genuine. He was amazingly patient, responsive, and supportive throughout the lending process, and nothing was too hard for him. I'm someone who pays a lot of attention to details, and I have a tendency to want to scrutinise everything. He was happy to look at all options available and walk me through it all, answering all my questions, breaking down the options and explaining clearly the pros and cons of each. Michael initially did all the legwork and identified the best lending option for me, making it all very clear and simple. However, he was happy to drill down into the details, to reassure me the end result was the best one for my curcumstances.

Alex King

We work with Australia's biggest lenders

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Request a Callback

Name

Phone Number

Email Address

1010 Wellington Street West Perth, WA 6005

0892261521

About

Services

Empire Road Investments Pty Ltd ABN: 25 660 713 217. Credit Representative #443263 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.