Personal Loans

Finance a wedding, holiday or an unexpected emergency with a Personal Loan

At Empire Road Investments, we understand the importance of financial flexibility, whether you're planning a memorable wedding, dreaming of a holiday, or facing an unexpected emergency. Personal loans can offer the ideal solution to meet these needs. Our expertise lies in helping clients access personal loan options from banks and lenders across Australia, ensuring that you find the best fit for your situation. With our streamlined application process, we aim to make applying for a personal loan as straightforward as possible, providing you with the support needed to make informed decisions.

Securing the right personal loan involves several key considerations. Firstly, understanding your financial situation is crucial. This includes evaluating your income, expenses, and existing debts to determine how much you can comfortably borrow. We work with you to calculate personal loan repayments, ensuring they align with your budget. This careful planning allows you to identify a suitable loan amount that meets your needs without causing undue stress.

Interest rates are another critical factor when considering personal loans. The rate offered can significantly impact the total cost of borrowing. At Empire Road Investments, we keep an eye on interest rate trends and help you compare offers from different lenders. Our goal is to secure a competitive rate that suits your financial profile. By doing so, we ensure that your repayments remain manageable over the life of the loan.

Your credit history also plays a significant role in the personal loan application process. Lenders use this information to assess your creditworthiness and determine the terms of your loan. A strong credit history can enhance your chances of securing favourable terms, including lower interest rates. If your credit history requires improvement, we offer guidance on steps to take before applying for a personal loan. This might include building genuine savings or managing existing debts more effectively.

Applying for a personal loan can seem overwhelming, but our team is here to simplify the process. We assist with every stage of the personal loan application, providing clarity on required documentation and timelines. Our streamlined application process is designed to minimise hassle, allowing you to focus on what matters most - achieving your financial goals. Whether you're based in Perth or anywhere else in Australia, our services are tailored to meet your specific needs.

In summary, Empire Road Investments is committed to guiding you through accessing personal loan options from banks and lenders across Australia. By understanding your financial situation, maintaining a good credit history, and navigating interest rates wisely, you can secure a personal loan that supports your objectives. Our team is ready to assist you with the application process, ensuring ease and efficiency at every step. Contact us today to explore how we can help you achieve your financial aspirations with confidence.

Ready to chat to one of our team?

Book Appointment

Getting a Personal Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Personal Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Personal Loan approved.

Book Appointment

Our Latest Reviews

Rhys Blowes

Tom William

Nothing short of outstanding. Michael managed my personal loan with great professionalism and he’s also really nice to deal with. Would highly recommend to anyone needing similar services.

Ryan Aitken

Michael has been awesome throughout my journey, providing so many pieces of opportunity and nuggets of wisdom, he has provided a guidance in which any one would hope for! He's service is truly unmatchable, he really devotes his time and effort in helping you and guiding you along the journey. Michael goes above in beyond to ensuring all needs and requirements are met in all circumstances. I can not recommend him enough :)

K J

Abraham

Michael is one of the most helpful and friendly people I've ever had the pleasure to meet and do business with, and it's all obviously completely genuine. He was amazingly patient, responsive, and supportive throughout the lending process, and nothing was too hard for him. I'm someone who pays a lot of attention to details, and I have a tendency to want to scrutinise everything. He was happy to look at all options available and walk me through it all, answering all my questions, breaking down the options and explaining clearly the pros and cons of each. Michael initially did all the legwork and identified the best lending option for me, making it all very clear and simple. However, he was happy to drill down into the details, to reassure me the end result was the best one for my curcumstances.

Alex King

We work with Australia's biggest lenders

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Name

Phone Number

Email Address

1010 Wellington Street West Perth, WA 6005

0892261521

About

Services

Empire Road Investments Pty Ltd ABN: 25 660 713 217. Credit Representative #443263 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.